@charset "UTF-8";*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--blue: #2563eb;--blue-dark: #1d4ed8;--blue-light: #eff6ff;--blue-mid: #bfdbfe;--red: #dc2626;--red-light: #fef2f2;--green: #059669;--green-light: #ecfdf5;--amber-light: #fffbeb;--amber-border:#fcd34d;--g50: #f8fafc;--g100: #f1f5f9;--g200: #e2e8f0;--g300: #cbd5e1;--g400: #94a3b8;--g500: #64748b;--g600: #475569;--g700: #334155;--g800: #1e293b;--g900: #0f172a;--shadow: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.04);--shadow-md: 0 4px 6px -1px rgba(0,0,0,.08), 0 2px 4px -2px rgba(0,0,0,.04);--shadow-lg: 0 10px 15px -3px rgba(0,0,0,.08), 0 4px 6px -4px rgba(0,0,0,.04);--r: 12px}html{overflow-x:hidden}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,sans-serif;background:linear-gradient(180deg,#f0f4ff 0%,var(--g50) 300px);color:var(--g800);font-size:14px;line-height:1.6;-webkit-text-size-adjust:100%;overflow-x:hidden;max-width:100%;min-height:100vh}nav{background:linear-gradient(135deg,#0f172a,#1e293b);color:#fff;min-height:56px;box-shadow:0 1px 3px #0003,0 4px 12px #0000001a;position:sticky;top:0;z-index:100}.nav-inner{max-width:1300px;margin:0 auto;padding:0 20px;display:flex;align-items:center;min-height:56px;gap:8px}nav .brand{font-size:20px;font-weight:800;letter-spacing:-.5px;white-space:nowrap;flex-shrink:0;text-decoration:none;color:#fff;margin-right:24px}nav .brand-dot{background:linear-gradient(135deg,#60a5fa,#a78bfa);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.nav-links{display:flex;align-items:center;gap:4px}.nav-link{display:flex;align-items:center;gap:6px;padding:8px 14px;border-radius:8px;font-size:13px;font-weight:500;color:#ffffffb3;text-decoration:none;transition:all .15s ease;white-space:nowrap}.nav-link:hover{color:#fff;background:#ffffff14}.nav-link.active{color:#fff;background:#ffffff1f;font-weight:600}.nav-icon{font-size:16px}.hamburger{display:none;flex-direction:column;gap:5px;background:none;padding:8px;min-height:auto;margin-left:auto}.hamburger span{display:block;width:22px;height:2px;background:#fff;border-radius:2px;transition:transform .2s,opacity .2s}.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.hamburger.open span:nth-child(2){opacity:0}.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}@media(max-width:600px){.hamburger{display:flex}.nav-links{display:none;position:absolute;top:56px;left:0;right:0;background:#0f172a;flex-direction:column;padding:8px 16px 16px;box-shadow:0 8px 16px #0003}.nav-links.open{display:flex}.nav-link{padding:12px 16px;width:100%;border-radius:8px}}.container{max-width:1300px;margin:0 auto;padding:24px 16px 60px}.page-header{display:flex;align-items:center;gap:16px;margin-bottom:24px}.page-header-icon{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:26px;flex-shrink:0}.page-header-icon.mortgage-icon{background:linear-gradient(135deg,#dbeafe,#bfdbfe)}.page-header-icon.salary-icon{background:linear-gradient(135deg,#d1fae5,#a7f3d0)}.page-header-icon.rent-vs-buy-icon{background:linear-gradient(135deg,#ffe4e6,#fecdd3)}.page-title{font-size:22px;font-weight:800;color:var(--g900);letter-spacing:-.3px;margin-bottom:2px}.page-subtitle{font-size:14px;color:var(--g500);font-weight:400}.grid{display:grid;grid-template-columns:360px 1fr;gap:20px;align-items:start}.left-panel,.right-panel{min-width:0;width:100%}@media(max-width:860px){.grid{grid-template-columns:1fr;gap:14px}}@media(max-width:480px){.container{padding:16px 10px 60px}}.card{background:#fff;border:1px solid var(--g200);border-radius:var(--r);box-shadow:var(--shadow);margin-bottom:16px;overflow:hidden;max-width:100%;transition:box-shadow .2s ease}.card:hover{box-shadow:var(--shadow-md)}.card-header{padding:14px 18px;border-bottom:1px solid var(--g100);display:flex;align-items:center;gap:10px}.card-header-icon{font-size:18px;flex-shrink:0}.card-header h2{font-size:14px;font-weight:700;color:var(--g800)}.card-body{padding:18px}@media(max-width:480px){.card-header{padding:12px 14px}.card-body{padding:14px}input[type=number]{padding:6px 8px;min-height:36px}.has-pfx input{padding-left:22px}.has-sfx input{padding-right:28px}.bulk-er-grid input{padding:5px 7px;min-height:34px}}.form-group{margin-bottom:14px}.form-group:last-child{margin-bottom:0}label{display:block;font-size:12px;font-weight:600;color:var(--g600);margin-bottom:6px;letter-spacing:.02em}.input-wrap{position:relative;display:flex;align-items:center}.pfx,.sfx{position:absolute;color:var(--g400);font-size:13px;pointer-events:none;-webkit-user-select:none;user-select:none}.pfx{left:10px}.sfx{right:10px}input[type=number],input[type=text]{width:100%;padding:9px 12px;border:1px solid var(--g300);border-radius:8px;font-size:14px;color:var(--g800);background:#fff;-moz-appearance:textfield;transition:border-color .15s,box-shadow .15s;min-height:40px}@media(hover:none)and (pointer:coarse){input[type=number],input[type=text]{font-size:16px}}input[type=number]::-webkit-outer-spin-button,input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none}input[type=number]:focus,input[type=text]:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px #2563eb1f}.has-pfx input{padding-left:28px}.has-sfx input{padding-right:34px}.form-select{width:100%;padding:9px 32px 9px 12px;border:1px solid var(--g300);border-radius:8px;font-size:14px;color:var(--g800);background:#fff;min-height:40px;cursor:pointer;transition:border-color .15s,box-shadow .15s;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%2364748b' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center}.form-select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px #2563eb1f}.sec-div{margin:18px 0 14px;padding-top:16px;border-top:1px solid var(--g100)}.sec-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--g400);margin-bottom:12px}.section-title{font-size:13px;font-weight:700;color:var(--g700);margin:16px 0 8px;text-transform:uppercase;letter-spacing:.5px}.info-box{border-radius:8px;padding:12px 14px;font-size:13px;margin-top:12px;line-height:1.6}.info-box.blue{background:var(--blue-light);border:1px solid var(--blue-mid);color:var(--blue-dark)}.info-box.amber{background:var(--amber-light);border:1px solid var(--amber-border);color:#78350f}.info-box.green{background:var(--green-light);border:1px solid #a7f3d0;color:#065f46}button{cursor:pointer;border:none;border-radius:8px;font-size:14px;font-weight:500;padding:9px 16px;min-height:40px;transition:all .15s ease;-webkit-tap-highlight-color:transparent;touch-action:manipulation}button:disabled{opacity:.45;cursor:default}.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover:not(:disabled){background:var(--blue-dark);box-shadow:0 2px 8px #2563eb4d}.btn-outline{background:#fff;color:var(--g700);border:1px solid var(--g300)}.btn-outline:hover:not(:disabled){background:var(--g50);border-color:var(--g400)}.btn-danger{background:var(--red-light);color:var(--red);border:1px solid #fecaca;padding:8px 12px;font-size:13px;min-height:40px}.btn-danger:hover{background:#fee2e2}.hero-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px}.hero-row>*{min-width:0}.hero-card{background:linear-gradient(135deg,var(--blue) 0%,var(--blue-dark) 100%);color:#fff;border-radius:var(--r);padding:16px 14px;text-align:center;transition:transform .15s ease}.hero-card:hover{transform:translateY(-1px)}.hero-card.dark{background:linear-gradient(135deg,#1e40af,#1e3a8a)}.hero-card.grace{background:linear-gradient(135deg,#7c3aed,#6d28d9)}.hero-lbl{font-size:11px;opacity:.85;margin-bottom:4px;line-height:1.3;font-weight:500;text-transform:uppercase;letter-spacing:.5px}.hero-val{font-size:24px;font-weight:700;letter-spacing:-.5px;line-height:1.1;word-break:break-all}.hero-sub{font-size:11px;opacity:.72;margin-top:4px;line-height:1.3}@media(max-width:480px){.hero-val{font-size:18px}.hero-lbl,.hero-sub{font-size:10px}.hero-card{padding:10px 8px}button{padding:7px 12px;min-height:36px;font-size:13px}.btn-danger{min-height:34px}}.sum-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--g200);border:1px solid var(--g200);border-radius:var(--r);overflow:hidden;margin-bottom:12px}.sum-item{background:#fff;padding:12px 16px;min-width:0;overflow:hidden}.sum-lbl{font-size:11px;color:var(--g500);margin-bottom:3px;line-height:1.3;overflow-wrap:break-word;font-weight:500}.sum-val{font-size:15px;font-weight:700;color:var(--g800);overflow-wrap:break-word}.sum-val.red{color:var(--red)}.sum-val.blue{color:var(--blue)}.sum-val.green{color:var(--green)}@media(max-width:380px){.sum-val{font-size:13px}.sum-item{padding:9px 10px}}.chart-legend{display:flex;gap:14px;justify-content:center;margin-top:8px;font-size:12px;color:var(--g600)}.leg-item{display:flex;align-items:center;gap:5px}.leg-dot{width:12px;height:12px;border-radius:3px;flex-shrink:0}canvas{display:block;width:100%}.tbl-controls{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;gap:8px;flex-wrap:wrap}.tbl-info{font-size:12px;color:var(--g500)}.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:8px;max-width:100%}table{width:100%;border-collapse:collapse;font-size:13px;min-width:380px}th{background:var(--g50);color:var(--g600);font-size:11px;font-weight:700;text-align:right;padding:10px 12px;border-bottom:2px solid var(--g200);white-space:nowrap;position:sticky;top:0}th:first-child{text-align:center}td{padding:10px 12px;text-align:right;border-bottom:1px solid var(--g100);font-variant-numeric:tabular-nums}td:first-child{text-align:center;color:var(--g400);font-size:12px}td.date{color:var(--g500);font-size:12px;white-space:nowrap}td.pmt{font-weight:600;white-space:nowrap}td.prin{color:var(--blue);white-space:nowrap}td.int{color:var(--red);white-space:nowrap}td.bal{color:var(--g700);white-space:nowrap}tr:hover td{background:var(--g50)}tr.grace-row td{background:#faf5ff}tr.variable-row td{background:var(--blue-light)}tr.early-row td{background:#fef9c3}.pagination{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:12px;font-size:13px;color:var(--g600);flex-wrap:wrap}.pagination button{min-width:100px}.empty-state{text-align:center;font-size:12px;color:var(--g400);padding:14px;background:var(--g50);border:1px dashed var(--g300);border-radius:8px}.er-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px;font-size:11px;color:var(--g500)}.er-header .btn-danger{padding:4px 8px;font-size:11px;min-height:28px;border-radius:6px}.er-item{display:flex;flex-direction:row;flex-wrap:wrap;gap:4px;align-items:center;margin-bottom:4px;padding:4px 6px;background:var(--g50);max-width:100%;border:1px solid var(--g200);border-radius:8px}.er-item>*{min-width:0}.er-item .er-month-wrap{width:70px;flex-shrink:0}.er-item .er-amount-wrap{flex:1}.er-item input{font-size:13px;padding:4px 6px;min-height:30px}.er-item .has-pfx input{padding-left:18px}.er-item .pfx{font-size:11px}.er-item .btn-danger{padding:3px 6px;font-size:12px;min-height:30px;min-width:26px;flex-shrink:0}.er-months-saved{flex-basis:100%;font-size:11px;color:#15803d;background:#f0fdf4;border:1px solid #bbf7d0;border-radius:6px;padding:2px 6px;margin-top:2px;text-align:center}.er-item--inactive{opacity:.5}.er-item--inactive input{background:var(--g100)}.er-inactive-note{flex-basis:100%;font-size:11px;color:#92400e;background:#fffbeb;border:1px solid #fde68a;border-radius:6px;padding:2px 6px;margin-top:2px;text-align:center}.er-buttons{display:flex;gap:8px;margin-top:10px;flex-wrap:wrap}.er-buttons .btn-outline{flex:1;min-width:130px}.er-mode-toggle{margin-bottom:12px}.er-mode-label{font-size:12px;font-weight:600;color:var(--g600);display:block;margin-bottom:6px}.er-mode-options{display:flex;gap:6px;flex-wrap:wrap}.er-mode-option{display:flex;align-items:center;gap:5px;font-size:12px;color:var(--g700);background:var(--g100);border:1px solid var(--g200);border-radius:8px;padding:6px 12px;cursor:pointer;transition:all .15s ease}.er-mode-option:has(input:checked){background:#eff6ff;border-color:var(--blue);color:var(--blue);font-weight:600}.er-mode-option input{accent-color:var(--blue);cursor:pointer}.bulk-er-form{margin-top:10px;padding:14px;background:#eff6ff;border:1px solid #bfdbfe;border-radius:8px}.bulk-er-form .bulk-title{font-size:12px;font-weight:600;color:var(--g700);margin-bottom:10px}.bulk-er-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px}.bulk-er-grid label{font-size:11px;color:var(--g600);display:block;margin-bottom:4px}.bulk-er-grid input{width:100%;padding:7px 8px;border:1px solid var(--g300);border-radius:8px;font-size:14px;min-height:36px;box-sizing:border-box}@media(hover:none)and (pointer:coarse){.bulk-er-grid input{font-size:16px}}.bulk-er-grid .has-pfx input{padding-left:24px}.gr-info{background:var(--green-light);border:1px solid #a7f3d0;border-radius:8px;padding:16px;margin-top:16px}.gr-info h3{font-size:13px;font-weight:600;color:#065f46;margin-bottom:8px}.gr-info ul{padding-left:18px}.gr-info li{font-size:13px;color:#065f46;margin-bottom:5px;line-height:1.5}.export-row{display:flex;gap:8px;margin-top:12px;flex-wrap:wrap}.disclaimer{font-size:12px;color:var(--g500);background:var(--g50);border:1px solid var(--g200);border-radius:8px;padding:12px 14px;margin-top:12px;line-height:1.6}.tbl-scroll-hint{display:none;font-size:11px;color:var(--g400);text-align:center;margin-bottom:6px}@media(max-width:520px){.tbl-scroll-hint{display:block}}@media(max-width:480px){.export-row{flex-direction:column}.export-row button{width:100%}.form-group{margin-bottom:8px}.sec-div{margin:12px 0 8px;padding-top:10px}.info-box{padding:8px 10px;font-size:12px;margin-top:6px}.sum-grid{margin-bottom:8px}.sum-item{padding:8px 10px}.sum-val{font-size:13px}.sum-lbl{font-size:10px}.page-title{font-size:17px;margin-bottom:10px}.page-header{gap:12px;margin-bottom:16px}.page-header-icon{width:42px;height:42px;font-size:22px;border-radius:10px}.page-subtitle{font-size:12px}}@media print{nav,.left-panel,.export-row,.pagination,.tbl-controls button{display:none!important}.grid{grid-template-columns:1fr!important}.card{box-shadow:none;border:1px solid #ccc;page-break-inside:avoid;margin-bottom:10px}body{background:#fff}}